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About Mixed-Use Loans

Are you considering investing in a property comprised of multiple units that are zoned for different uses, including residential, commercial, institutional, and industrial? 

A great starting point for securing financing is through one of our mixed-use property loan programs. 

Mixed-use properties are sought out by business owners and real estate investors alike because they offer several, varied streams of revenue. Both commercial and residential tenants play an important role in how you manage and maximize your return.

Types of Loans

Permanent loans with terms ranging from 10 to 30 years, and rates that range from 4.5% to 10%. These loans typically require that at least 51% of the building is occupied by a business.

Commercial loans have repayment terms ranging from 15 to 30 years, and interest rates between 5% to 7%. They typically require that the buildings be in good condition before financing.

There are many varieties of short-term loans, including commercial bridge loans and private money loans. Terms range from 6 months to 6 years, and interest rates range anywhere from 7% to 16%. 

Contact us today so that we can help you evaluate your business, your goals, and how to determine which loan best suits your needs.

Common Uses for Mixed-Use Loans

To buy a mixed-use property

To get cash to stabilize or reposition the property in the market

To be used to rehab or remodel the existing property

To construct a new mixed-use building


A mixed-use property is a building that is used for multiple reasons such as office space, a warehouse, residential spaces, retail spaces, and others. 

When these zones are under one roof it is considered a mixed-use property. 

FHA loans are not eligible for mixed-use properties if the commercial space occupies any more than 49% of the property.

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Secure the Funding You Need

Onyx Funding strives to become your primary financing source. We can cover all your financing needs across all property types and real estate investment strategies. Onyx Funding will find the best financing solutions for your deals under a clear and straightforward execution.

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